PERSONAL FINANCE & WEALTH SURVEY

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1. BY CLICKING ‘I AGREE’ ON THE SURVEY, YOU AGREE TO THE FOLLOWING - (a) By completing the WEALTH@WORK ANNUAL PERSONAL FINANCE & WEALTH SURVEY, you agree to be legally bound by these terms, which shall take effect immediately on your first use of this website for completing the survey. If you do not agree to be legally bound by all the terms, please do not complete this online survey. (b) You consent that your survey answers and personal data will be used for statistical purposes to further develop the services provided by WEALTH@WORK, Mokorosi Financial Consulting (Pty) Ltd (“MFC”), MFC partners, MFC clients and MFC affiliates. We want you to know that we will make all data anonymous when analysing it - this means that you will not be identified. (c) You agree to the WEALTH@WORK website Terms of Use. You can read more about our Terms of Use here: https://wealthatwork.co.za/terms-of-use-2/ . (d) You agree to the WEALTH@WORK Privacy Policy. You can read more about our Privacy Policy here: https://wealthatwork.co.za/privacy-policy-3/. (e) If you choose to subscribe to WEALTH@WORK, you also agree to sharing your email address with us. (f) You agree to that MFC, MFC partners, MFC clients and MFC affiliates will not be liable for any loss caused by your failure to complete the survey. 2. DATA USAGE - The data will be used as a group for: (a) statistical purposes and will not be point to a single person, (b) providing the services, (c) maintaining its internal administrative or client relationship management systems, including the use of third party IT outsourced providers, (d) quality and risk management reviews, (e)providing information about services and the services of WEALTH@WORK, MFC, MFC partners, MFC clients and affiliate, (f) providing professional advice, and (g) any legitimate business purposes of or other activities conducted by Wealth@Work and MFC from time to time. 3. DATA COLLECTION & STORAGE - The data is collected and stored in accordance with the WEALTH@WORK Privacy Policy. The data is also collected through services called WP Forms and Mail Chimp. You can read more about their Privacy Policies here: https://wpforms.com/privacy-policy/ https://www.intuit.com/privacy/statement/ . 4. THANK YOU - Thank you for taking the time to read the terms and conditions of this survey. If you have any concerns/questions, please send an email to admin@wealthatwork.co.za. If you would like your data rectified, sent to you, erased or would like to withdraw consent or object to the processing of your data, email admin@wealthatwork.co.za , provide the email you submitted and your request will be fulfilled within 90 days of sending the email.

Are you a South African Citizen *

Yes
No

The purpose of this question is strictly for statistical analysis. We would be grateful if you could answer it truthfully.

What is you gender? *

Female
Male

The purpose of this question is strictly for statistical analysis. We would be grateful if you could answer it truthfully.

Which of the following best describes you? *

The purpose of this question is strictly for statistical analysis. We would be grateful if you could answer it truthfully.

What is your age *

The purpose of this question is strictly for statistical analysis. We would be grateful if you could answer it truthfully.

Where do you live? *

South Africa
Other

What is your monthly Household Income? *

Less than R15 000
R15 000 - R29 999
R30 000 - R100 000
Over R100 000

What is your monthly Household Income? *

Less than $3 000
$3 000 - $6 999
$7 000 - $15 000
Over $15 000

$ = United States Dollar

What type of school does your child attend? *

Are you satisfied with the quality of the school your child attends? *

Are you satisfied with the quality of your children's school(s)? *

Do you provide most of the money required by your dependent family member(s)? *

Yes
No
Sometimes

What kind of expenses does your financial support to dependent family member(s) cover? *

Tertiary Education expenses are fees and other costs related to dependent family members attending University or College. Please select all that apply to you.

Has your financial support to dependent family members increased since the COVID-19 pandemic started? *

Yes
No

On average, how much of your income helps dependant family member(s)? *

Less than 5% of monthly income
Between 5 and 10% of monthly income
Between 11% and 20% of monthly income
Between 21 and 30% of monthly income
Between 31 and 40% of monthly income
Between 41 and 50% of monthly income
Over 50% of monthly income

What do you think of Black Tax? *

Black Tax is a burden
Black Tax is a responsibility
I dont have an opinion on Black Tax
Other

Black Tax is the extra money that black professionals are expected to give to support their less fortunate, extended family members.

Please share your brief opinion on Black Tax:

Do you have a Side Hustle? *

Yes
No
No. But I am thinking of getting one.

A "Side Hustle" a job or occupation that brings in extra money beyond your regular job and main source of income.

12 months from now, how do you think your salary will compare to your current salary? *

12 months from now, how do you think your Household income will compare to your current Household income? *

Do you own property? *

Yes
No
No, but I am aspire to be a property owner.

How much of your Household income do you spend on Housing expenses? *

*Housing expenses include bond payments, rent, maintenance costs and home owner insurance.

How much of your Household income do you spend on Groceries? *

How much of your Household income do you spend on Healthcare? *

*Healthcare includes all payments made for maintaining your personal health. For example: medical aid, vitamins, gym, medication etc.

How much of your Household income do you spend on Education? *

*Education includes: school fees, tutor fees, tertiary instiution fees, and any other spend towards skills development for yourself, your children, and dependants.

How much of your Household income do you spend on Transport? *

*Transport includes: car installment payments, car maintenance costs, petrol, car insurance, e-hailing services (e.g. Uber, Bolt) and public transport costs.

How much of your Household income do you spend on Recreation and Entertainment? *

*Recreation and Entertainment includes expenses related to: dining out, clubbing, music festivals, Shisa Nyama, sporting events etc.

12 months from now, how do you think your Household spending will compare to your current Household spending? *

Do you have a Monthly Budget for your Household? *

Yes
No
Sometimes

Are you responsible for the Monthly Budget for your Household? *

Yes
No
Sometimes

Do you stick to the Monthly Budget for your Household? *

Yes
I stick to the budget most of the time
I try to stick to the budget, but there is aways something that leads to overspending
I never stick to the monthly budget

Do you have an emergency fund? *

Yes
No
Sometimes

An "emergency fund" is extra cash or savings that are available for you to use in case of emergency.

Do you have a will? *

Yes
No

How do you save for your Financial Goals? *

*"Stockvels" are invitation-only clubs that are saving schemes, with members that contribute fixed sums of money to a central fund weekly, fortnightly or monthly.

Do you run out of money before your next payday? *

Yes
Not very often
No
Not Applicable

What are your Financial Weaknesses? *

*"Financial Weaknesses" are the actions and decisions you have made, that have had a negative impact on your finances. Please select all that apply to you.

Do you have a Financial Advisor? *

Yes
No

A "Financial Advisor" is a professional who provides expertise for clients' decisions around money matters, personal finances, and investments. For example, a Wealth Manager or Financial Planner.

Have you spoken to a Financial Advisor about any of the following: *

A "Financial Advisor" is a professional who provides expertise for clients' decisions around money matters, personal finances, and investments. For example, a Wealth Manager or Financial Planner.

Do you know your Personal Net Worth? *

Yes
I have a rough idea
No

Your "Personal Net Worth" is the value of the assets you own, minus the debts you owe.

Do you have regular converstions about wealth? *

Yes
No

What do you want to know about money, but are too afraid to ask? *

What do you want to know about wealth, but are too afraid to ask? *

How do you define wealth? *

* In other words, what does wealth mean to you?

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